After reviewing the interpretation of laser operation as a non-equilibrium Bose-Einstein condensation phase transition, we illustrate the novel features arising from the non-equilibrium nature of photon and polariton Bose-Einstein condensates recently observed in experiments. We then proposea quantitative criterion to experimentally assess the equilibrium vs. non-equilibrium nature of a specific condensation process, based on fluctuation-dissipation relations. The power of this criterion is illustrated on two models which shows very different behaviours.